LANPHIER LAW FIRM UNDER INVESTIGATION BY CALIFORNIA STATE BAR, FEDERAL AUTHORITIES

The State Bar of California, while performing its due diligence during an investigation of Attorney Steele Lanphier, failed to uncover extremely pertinent information that should be a matter of public record.

A dozen years ago, Lanphier was experiencing financial difficulties when he was approached by Luis Vargas, a convicted drug dealer that served time in Federal prison. Vargas claims to be related to nefarious members of a Mexican Mafia-led drug cartel. He has been heard stating that he has millions of dollars readily available and is known for routinely lying to anyone for any reason to elicit even more money. Vargas is a self-proclaimed -gangster-; he recruited Lanphier by advancing him a large sum of money to pay off his personal debts as well as additional funds to allow him to promote and advertise his law firm. Vargas insisted that his girlfriend, Norma Guzman, handle all monetary transactions and perform legal duties within Lanphier’s firm. Vargas directs Ms. Guzman to falsify amounts on their 2016 statement to avoid detection by Lanphier. Ultimately, Vargas gained complete authority of all business aspects of the firm and makes all the decisions while Lanphier makes none; even though he had entered into an equitable financial fee-split arrangement with Lanphier, Vargas insisted on pilfering even more money from the firm. Vargas has brazenly stated -I am the the (expletive) owner, I am (expletive) Lanphier.- In partnership with some non-attorney -associates-, including David Silva and Caesar (last name unknown), Vargas has managed to gain complete control and administration of Lanphier’s firm. As of this writing, Lanphier Law Firm is under investigation by both Federal Authorities and the California State bar for misappropriation of trust fund monies.

Vargas is both a user and supplier of illegal steroids, methamphetamine and other narcotics. He routinely threatens and intimidates anyone who questions or fails to follow his orders. Lanphier is in fear of unpredictable retribution from Vargas as he believes him to be not only capable, but more than willing, to carry out his threats of physical harm. Luis Vargas has several aliases, including, but not limited to, Joseph Guzman and Joseph Lopez. Together with his girlfriend, Norma Guzman, they own several trust accounts, solely for the purpose of veiling their funds from Electronic Data Discovery and the Internal Revenue Service. Vargas and others are routinely paid in cash to avoid detection by the State Bar and the IRS. It is entirely unfortunate that Steele Lanphier chose NOT to testify truthfully at State Bar Proceedings, ultimately giving his consent to this criminal enterprise that is an obvious formidable threat to the general public.

Looking for the Ideal Store for Indian Wedding Sarees

If you want to buy Indian wedding sarees from a store which you feel should cater to all your needs, it might be a good idea to look beyond the usual traditional ways. You would most probably think that looking up the favorite shops in your city was the only way to ensure that you have looked through all that is available but that is a thing of the past with the advent of online shopping, particularly with some very credible online stores for buying traditional Indian dresses. You can get from traditional sarees to contemporary salwar kameez online.

Features of the ideal online store

The ideal online store is the one which caters to all the needs of the customers, whether they are looking for some exquisite dresses for the occasion of wearing on a wedding or simply to add to their wardrobe. It would be advisable for you to look out for the most suitable online store for buying the dresses. You should choose that online store that is recommended by the most popular fashion magazines of the country. The fashion designers display their most exquisite products on an online store and the various fashion magazines of the country recommend that particular fashion website. Some of the fashion magazines that recommend a particular online store include Miss Malini, Vogue, Femina and many others. You can get plenty of traditional as well as contemporary Indian dresses from such a store and it would be advisable to browse through all the dresses that the online store has to offer before buying.

Get the most out of the online store In order to make the most of your purchase for the online store, it would be advisable for you to be very particular in making the right choice. Out of the various dresses on display, you should pick the one that is most suitable to your personality. Such dresses that appeal to you only on website but are not likely to look good while you wear them should be avoided. You should have an eye for recognizing the ideal dress for you. From Indian wedding sarees to salwar kameez online, you can get the best dresses for yourself. So, make sure you know what you want to buy and get exactly that but it may not be that bad an idea to browse through all the dresses and see whether you find some of them worth buying.

Indian wedding sarees available from an online store that is recommended by the most popular fashion magazines of the country should be considered ideal for you. Choose wisely after browsing through all the products available online visit

Tips On How To Start An Investment Club

Investment club is formed by a group of people who pool their money for joint investments. If you are a new to investing in stock market and have limited funds, starting an investment club is a great way to learn from other investors and get hands on experience in investing.

Here are some tips to starting an investment club.

1. Make sure all members understand the risks of investing. Many people who invest think they are going to be very successful, and are not prepared to lose all of their money. Unfortunately, there are no guarantees when it comes to the stock market. No one should invest money they are not willing to lose.

2. Find the right people who share the same investment objectives and goals. It is easier to get along with right minded people and learn from each other.

3. Make sure all club members agree to the partnership agreement and any other rules.

4. Join the National Association of Investors Corporation (NAIC) that provides support, information and tools on starting an investment club and investing, and publishes a monthly investor-learning magazine.

5. All members must agree to make a monthly contribution. The typical range of contribution is $20 to $100 a month. Members who contribute more than the required contribution are allowed greater share of profits.

6. Decide on how to meet and the frequency of meetings. For the initial setting up of the club, it may be best for everyone to meet in person. If all meetings are held online, it may be good to meet in person once or twice a year for social interaction. To keep up to date, it is recommended to meet 1-2 times a month.

7. Start with a small number of people. It is easier to come to an agreement when there are fewer members. When the club is established and all formal procedures are in place, new members can be invited to join.

8. Education is the main goal of an investment club. An investment club made up of educated investors will be more successful and cohesive than an investment club which is solely focused on making a profit.

9. Every investment club must have a well-defined investment style or investment philosophy. There must be clear selection criteria such as what type of stocks to invest, the acceptable risk tolerance level and rate of return. All club members should be aware of and agree to the investment style of the club.

Starting and running an investment club is an invaluable learning experience, where you can leverage on the expertise and knowledge of other investors. Investment clubs facilitate the exchange of ideas and collective decisions that are likely to produce sustainable returns.

How To Gauge The Volatility Of A Stock Market Investment

Do Your Research
You can find a great deal of information in the stock tables of your local newspaper, or your favorite financial industry publication. Those stock tables contain a wealth of information you can use to gauge the volatility of a stock market investment. Turn to the stock table in your favorite financial publication. Locate the 52-week high and low for each stock you plan to invest in.

Compare the 52-week high for the stock to the 52-week low. The difference between the 52-week high and the low is a good indicator of how volatile the stock has been over the last year, and how volatile it is likely to be in the future.

Contact the Company
Contact the investor relations department at each company and request a copy of the annual report. Some companies publish these reports online, so you might be able to find past annual reports on the company’s website. If not, check the website and find the contact information for the investor relations department.

Review the price history of the stock as shown in the annual report. A wide spread between the annual highs and lows for the stock is an indication of a highly volatile stock. A company whose share price has been more consistent has shown far less volatility.

Practice on Paper
Create a paper portfolio and track your stocks over a period of several months. List each stock on a separate line and list the daily or weekly price in each column. Tracking the stock price over time will give you a good indication of how volatile the stock is.

While nothing can totally eliminate the inherent volatility of investing in the stock market, there are a number of strategies you can use to reduce the risks of the stock market and increase your odds of finding a winning investment.

Patience for Entrepreneurs

Its summer and so for that reason Ill break from my insistence on pragmatic advice and write on a topic you might consider fluff. Yet its the biggest mistake I see small business owners make, including me. We have no patience. I think that its a given that a requirement for being an entrepreneur is to have a low grade case of ADD, or in my case, ADHD with an emphasis on the H. And in marketing, that will kill you.

I cant tell you how many times a client tries something and when there are no immediate results says “Well that doesnt work.” Its like lifting weights one day and expecting that tricep cut to develop overnight. Im not suggesting that we all go out and spend a bajillion dollars on advertising during American Idol. But I do think that in order for your PR and marketing tactics to work you have to learn to wait a bit. Here are a few tips to use to figure out if youre too impatient.

1. Are you measuring your campaign results by the number of orders youre getting off each initiative? In a word, DONT. Look at your website hits instead, or the traffic in your store. Whats the first step toward buying your product or service? Do they request a brochure? Do they visit the website? Measure by those “first steps” in the short term.

2. Are you changing your marketing strategy on a weekly or monthly basis? WRONG. You had better have confidence in your strategy (or your consultant) from the start. Nothing works if you dont believe in it 100% from the beginning. Switching around what youre doing on a constant basis and youll end up running circles.

3. Are you relying on only one outreach method? It may work now, but it will stop working eventually. Or youll end up trying one thing after another. BLEND your messaging channels. If youre doing radio, connect it to an online promotion as well. Trying guerilla marketing? Make sure youve got some PR working in conjunction with those “on the ground” techniques.

Particularly in the online world, patience is the key to success. Jay Conrad Levinson, the founder of Guerilla Marketing, believes that patience is the most important characteristic of successful entrepreneurs. Be confident in your approach. Measure it wisely. And then, like that old farmer in the field, be patient and watch the seeds of your marketing work grow.

Why choose online computer shop to buy any digital components

Online computer store comes with all shape and size. We can see all products and services and its advantages, disadvantages, reviews of customer for that particular product and without leaving your computer desk.

As we know that computer and electronic companies offers new and attractive products every day. And it seems to be a trouble when you want to buy any digital product online from the computer store. Online shopping option is the best option when you want to buy any product rather than offline shopping.

Online Shopping is more convenient:

Availability of online shopping store is 24 hours and 7 days a week. So we can choose convenient time. And you can also check as many products and brands according to your requirements and needs. You can do analysis of any product it round the clock without any interference. You can compare the online prices and send a gift to any particular day to friends and relatives.

Online Shopping is Easy

Online shopping option gives better idea about newly launched product and you can compare product with several different companies that sell similar kind of features. Best thing is that we can compare the entire product by just click one mouse and we get lots of information and reviews for that product easily which can help to choose the right product which satisfies the needs and requirements.

Online Computer Shop can save you Money

Online computer shop can offers extra accessories when you buy any product because online store do not have to pay wages to its employees and workers and electricity store space and rent. These online shops offer latest PC, Laptops, Computers Accessories, CD, mouse, CPU, USB drive, Bluetooth Adaptors or earphones, Tablat Pcs, Ipod, Keyboard etc. Many stores offer certain offers like attractive discount, free products and free shipping.

There are many good reasons for shop online due to product and price comparison, latest product, offers, schemes; free home delivery and 24*7 availability for purchase any product.

You dont have to stay longer to deal with lines at the checkouts that you face offline merchant.

You can give the time to right product at best prices before we deal with the product. You may face a problem of unavailability of any particular product and no more running form one store to another store.

So, there are so many advantages of online computer shop rather than choose offline store.

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Make academic portfolio more valuable with finance degree online

Have you ever dreamt to work in a top-notch financial firm and earn high salary job? If yes, then don’t waste your time and enroll your name in an online university to earn finance degree. As the businesses are expanding nowadays with fast rate, so finance degree holders are also in demand to handle the finance operation in a prominent way. Finance is the backbone of an origination which helps to make an accurate strategy for an organization and helps to grow it in a right direction.

Academic profile The academic structure of finance degree includes various streams like International Securities, Investment, Capital Markets and Banking, Regulation and Compliance, Corporate Finance, Financial Engineering and others. Finance Degree from online mode is offered by almost all universities at Associate, Bachelor’s, Master’s and doctorate level. Online mode is the best way for the students who don’t get time for the traditional classes. The degree at bachelor’s level will give you opportunity to start your job as a fresher whereas if you have acquired master’s degree in finance degree, then you will get many prestigious positions at higher levels. If you opt for finance specialization at Master’s degree in Business Administration then it would be wise investment for your career, as this professional degree would give you a plenty of job prospects at managerial level.

Some of the popular university which offer finance degree online are listed as below: Walden University University of Phoenix Capella University Kaplan University Florida tech university online Upper Iowa university

Employment opportunities Finance degree from online mode assures reputed job in top-notch financial firms with high paying job. It opens lots of employment opportunities in several sectors like commercial, education, non-commercial, IT, media, public and non-profit organizations. Moreover, aspirants get esteemed positions in different companies as a finance manager, Accountant, financial planner, Auditor, financial analyst, financial advisor, Credit analyst, Chief Financial Officer (CFO), Certified Public Accountant (CPA,) investment banker and others.

Start your business After holding finance degree, you can even start your business and give financial advice to other companies. With your own skill and knowledge of finance operation, you can find out the excellent path and develop your business accordingly. Aspirants can work outstandingly with their dynamic approach and plans to get high Return On investment (ROI) in each financial year.

Conclusion If you are a working professional and want to update your resume, then Finance Degree from online mode is the best way to make your academic profile worth a look. The degree provides you required skills, tools and techniques of financial operation which are essential to make finance strategies for a company.

Pradeep is a educational consultant who provides the information for students and proffessionals . He gives a lots of article like Finance degree online and others . For more information you can visit on this site uiu.edu .

Differences Between Starting From Scratch And A Franchise

Are you contemplating starting a new business? There are some things that youre definitely going to need to think about before heading down that road. Lets talk about a few very important options youll need to consider.

The most difficult part of any new business is getting it started. Youll have a lot of administrative stuff to figure out, and youll need to start getting clients right away. Youve undoubtedly heard that 80% or so of new businesses fail in the first 2 years or so. This number will fluctuate depending on the industry and where you get your numbers from, but in the end its been shown the most new businesses fail.

So why do most new businesses fail? Well, there are a couple of common reasons. One is that a new business fails to advertise like it should. So they fade into nonexistence. This ties into the second common problem which is just running out of money. There are a number of causes for this, but if you run out of money you are pretty much out of business.

Im not trying to demotivate you. But you need to be aware that there are things you can do to improve your chances. Lets look at one.

One way to give yourself a better chance of surviving as a new business is to start as a franchise instead of a brand new business. There are a couple of reasons why this is a good option. First of all, the franchise will teach you how to run their system. They already have a proven track record that will get you started right.

Another great benefit of starting a franchise is you get brand recognition. No one has heard of Bills Best Burgers, but they have heard of McDonalds, Burger King, and a number of other franchises. With all the advertising the franchise does nationally you get immediate recognition when you open your store.

You dont have to just open a franchise in the food industry. You can also open them in just about any other industry you can think of. There are franchises in electronics, batteries, ink cartridges, clothing, and tons of other industries.

So there you have it. Do you start everything from scratch or do you start a franchise? One is definitely a more expensive option, but you will have a much better chance of long term success.

What is a High Yield Investment Program ( HYIP )

A high yield investment program (or HYIP) is one of the most interesting investments out there. However, like a number of investment opportunities, it has been the target of a number of scams.

The simple version is that it is an investment method that offers a high rate of returns with some risk. The investor can invest small amounts into a HYIP, which can, if it does well, yields a higher-than-normal rate of return, which you can then cash out or re-invest. While investing, you can discuss how the investments are doing and find out about scams on websites called monitors, which keep an eye on how HYIPs do.

The slightly more interesting version is that an investor sets up an account with an HYIP, and then invests a certain amount of money into the HYIP, which can be for either very small amounts or for large amounts, depending on how much you want to invest. You decide when to pull out, and then what to do with the funds.

However, be advised that it is an investment and carries with it all the risks of an investment. As such, there is the real possibility of losing the money that you invest, for all the usual reasons. Dont invest more than you can lose, and thoroughly check out the investment before giving the HYIP a single cent, just as you would any other potential investment. And be aware that, just like other investment, there are some HYIPs that are scams.

Using an HYIP as a scam is abetted by a number of factors. The first is the mystique of investing; too many people jump into investing without really bothering how it works, and hoping to get something big for something little. There is also that it relies on e-gold, which, although it has a number of advantages, but transfers cant be reversed; unlike a credit card, if a transaction goes wrong, you cant get the money back. The last is that it looks like just another HYIP, and can therefore fool most people into putting money into it, which then disappears.

Another part of the problem is that they can be easily be used for ponzi schemes, either fueling one or being the bottom layer of one. Just be watch out for very-well performing HYIP, including those with an outrageously high rate of returns, and trust the monitor sites.

Although it can be a great opportunity, you need to go into it with your eyes open. If you find a scam, then report it to the nearest Treasury office or monitor website. If you dont, then you may have just found the way to an early retirement.

Enlivening The Particular School’s Thoughts – Look From Stanford College Student Store

Even though, we are continual associated with going through various predicaments inside our life-time, getting part of numerous events nevertheless, practically nothing bests the varsity tale along with memories of which remain despite fainting. It is vital in order to activate brand new thoughts along with think about challenging over aiding the particular other students to demonstrate some binding for the start.

One example is, anyone who scientific studies for a famous start for the world-ranking declares not to ever have on the particular school’s product regarding personalized factors is usually a signal associated with absence within binding and not having satisfaction regarding in which this individual scientific studies. As a result, enlivening the varsity ram is very important sometimes more is actually stashing high quality product symbolizing your start wherever most of us go. The particular students should believe rationally along with produce systems by means of result-oriented suggestions to advantage one other later on.

The particular Stanford university Searching Centre is an excellent effort set up from the students on this famous start to assist one other within embellishing dormitories along with sporting cool product to demonstrate support towards earth. The internet store is actually seasonally kept up to date in which students are usually good in order to grasp a common clothing along with dorm gadgets accordingly.

Types of clothing bits inside the products including, sweat-shirts, hoodie, pants, tanks, long-coats plus much more, every crafted with the custom logo associated with Stanford University clothes plus much more. In addition, there is certainly a simple method to check out nearly create merchandise towards carry along with pay out online. Whether it is concerning going for a stroll within winter weather morning together with sophisticatedly designed hoodie or even engaged in outdoor recreation whilst sporting a new tank-top, the particular Stanford university Searching Centre demonstrates a little bit of almost everything for each college student.

These products are usually manufactured together with 100% natural cotton along with styles are usually imprinted by means of thermal-heating method. Whether we are within the edge to get a comfortable couple of pants, or perhaps a hockey hoodie run together with university’s custom logo, this kind of online store may be the appropriate spot. Several merchandise are getting to be essentially the most sold out articles or blog posts on this time including, flexible truck caps, sweat-shirts along with elegant ID-holders regarding students who wish to treasure because of their physical appearance.

Possibly Stanford University store have been inaugurated from the students to assist men and women from campus within receiving the preferred guides with an online site. It offers grow to be less difficult, by means of shelling out a mere amount of cash along with buying a brand new guide shipped to the dormitory. The particular students possess made it practical for this kind of start for being proud of openingStanford university Searching Centercatering towards requirements associated with a large number of students plus much more.